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Screen Damage Cover
Sum Insured: Screen cost of the Phone which is pre-agreed basis make and model and provided in attached excel
Tentative Premium will range between: Premium as per attached excel
Terms and Conditions:
Coverages: Screen Damage due to Accidental/Liquid Damage
Listed make models are covered.
Maximum age of the phone should be 18 months from date of activation
1 Claim is covered during the period of insurance
Period of insurance: 1 year from the date of policy purchase.
Deductible: 10% of claim amount subject to minimum of Rs. 500/- (rounded to the nearest 10)
Coverage is based on IMEI. In case of transfer, Customer will have to start the transfer process by informing the insurance company
Client to share Mobile and Customer information with DIGIT through API Integration/ Or it could be a direct digit website onboarding process.
There will be a diagnostic process to check the condition of the screen of the phone.
Major Exclusions:
Theft / Burglary/Mysterious disappearance of the mobile phone.
Any Loss Falling Under Mechanical Or Electrical Breakdown Or Electronic Derangement Or Malfunction.
Any damage other than screen damage is not under the purview of this policy
Any loss covered under Manufacturer’s warranty or recall
General exclusions of war, contributory negligence, consequential loss, terrorism
Normal wear and tear, scratch, pealing of paint etc
Loss or damage resulting out of misuse or abuse, unlawful act or illegal activities
Loss to data and contents including pictures, software, downloads, apps, music, or any content is not covered by this policy.